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    Frequently Asked Questions about Car Title Loans

    There are many questions when it comes to car title loans. Please read the following list for answers to your questions about title loans. If you don't see your question on the list, please contact us and we will respond to your specific question.

    What is an auto title loan?

    Car title loans use your vehicle title as collateral in exchange for your cash loan. Even though you're using your vehicles title as leverage, you can still drive the car as you normally do. Car title loans in Chicago are often referred to as instant loans because some borrowers can receive your money in as little as 24-hours. For a free quote on a title loan, fill out the short application on your right with basic information about your car. You'll receive a free quote instantly and a call from one of our representatives shortly afterward.

    Do you perform credit checks?

    No, title loans in Chicago do not require a credit check and you can even qualify for a loan if you have bad credit; your loan amount is dependent on the condition of your vehicle. Other factors such as make, model, year, and mileage are also taken into account.

    How do I get a car title loan?

    The process to get car title loans is quick and easy! The entire process happens in three short steps: complete the application, speak with a loan specialist, and receive your cash! Also, no credit check is done, so bad credit, no credit, or even a bankruptcy on file will not affect your eligibility.

    Can I drive my car while I have a title loan?

    Yes! You will keep your car and keep on driving it. All the lender takes from you is your car title for the duration of your loan.

    What if I have bad credit?

    Whether you have good credit, poor credit, or zero credit, you are just as eligible as an individual with perfect credit. You are also still eligible for title loans in Chicago with a bankruptcy on file. The loan is strictly based on the value of your vehicle and does not take credit history into account.

    What do I do after I am pre-approved for a title loan?

    The next step is for one of our Chicago title loan representatives to call you - which occurs relatively quickly. Your loan specialist will then respond to any questions and connect you to a lender.

    What are your open hours?

    Chicago Title Loans is accessible to you 24-hours a day, seven days a week and 365 days a year. We provide you with assistance over the internet, on the telephone, or in-person at any one of our physical locations.

    Can I repay my loan ahead of schedule?

    You can pay off the loan as quickly as you feel comfortable. You will never experience additional fees for paying your loan faster and you do not need to wait for the duration of the loan if you don't want to.

    How do I get my loan once it's finalized?

    You can pick it up at one of our numerous locations or we can wire the money to your banking account with an electronic funds transfer. The way that you receive your fast cash is completely at your discretion.